Welcome to Windrem Financial Group Inc.
Estate Planning: You Have a Will, But Do You Have a Way?
You may think of life insurance as straightforward coverage – something to help cover final expenses at death. While that's true, there may be more costs to consider than just final expenses. If you want to pass assets on to heirs or charities at death, there may be taxes owing. This may be a tax bill your heirs or charities weren't expecting.
"You Have a Will, But Do You Have a Way?" helps make you aware of potential taxes that may have to be paid, impacting the legacy you plan to leave to heirs or charities. It shows how the proceeds of a participating life insurance policy could be used to cover possible taxes owing upon death. To watch the video click here.
RETIREMENT PLANNING: Will You Have Enough to Last Your Lifetime?
Many people nearing retirement are giving some serious thought to how they are going to manage in retirement. There are several retirement risks that need to be addressed so that your retirement will not create anxiety. This is a topic that we are very familiar with. Let us help you build the plan so that you know you will have enough to last your lifetime. For an overview of the some of the details and also some scenarios to consider, please click here.
Great Deals on Travel Insurance this Time of Year

Even if it is the last minute, do not forget to ensure you have the proper travel insurance. We have now made it much easier by providing you the ability to purchase online even if it is the last minute.
The following links allow you to get quotes and compare them so you can make the choice that best serves your travel insurance needs. Once you have done your comparison you can simply click on the link to purchase directly online. We want to make your choice to travel as simple and enjoyable as possible.
Bon Voyage!
Click here to buy Blue Cross Travel Insurance Online
Click here to buy GMS Travel Insurance Online.
Click here to buy Manulife Individual Travel Insurance.
Click here to buy GMS Visitors to Canada Travel Insurance Online.
Individual Health and Dental Plans Online

We know how busy life can be. We now offer more choice and flexibility than ever to review and purchase your Individual Health and Dental Plan needs online.
The following links allow you to get quotes and compare them so you can make the choice that best serves your health and dental insurance needs. Once you have done your comparison you can simply click on the link to purchase directly online. We want to make your choice as simple and enjoyable as possible.
For Blue Cross Individual Health and Dental Plans
For GMS Individual Health and Dental Plans
For Manulife Individual Health and Dental Plans
For Private Health Spending Accounts or for corporately owned plans for groups as small as one owner, visit the Employee Benefits link above.
Click here to listen to our radio ad.
Tax Free Savings Accounts
Find out what all the hype is about. See if a TFSA is right for you.
A TFSA is a flexible investment account that can help you meet both your short- and long-term goals.
Investment income in a TFSA – whether you're earning interest, dividends or capital gains – are not taxed, even when withdrawn. This tax-free compound growth means that your money grows more quickly inside a TFSA than in a taxable account.
Click here for more information.
How Would a Critical Illness Affect You?
Insurance broker Bill Deacon never expected to make a critical illness claim at age 46. But when he was diagnosed with prostate cancer, he and his young family were glad he had purchased critical illness insurance.
Critical illness insurance made a difference for Bill Deacon. And it can make a big difference for you too.
Click here to learn more about Bill's story.
Disability Income Protection
Protect your most valuable asset: your ability to earn an income.
When accidents happen, it is nice to know that you have the coverage in place so that your family can continue in lifestyle they are accustomed to and you can take the time you need to fully recover. Please watch the video and find out what you can do to protect your most valuable asset.
Why You Need to Ensure That You Have the Right Mortgage Insurance
Make sure that you have the proper coverage by using a properly licensed and trained Insurance Advisor. As you will find out from this video, not all the time are you getting the best advice when purchasing your insurance through the bank. As a matter of fact, according to this editorial report "... the bank staffers selling mortgage insurance are unlicenced and rarely trained to explain the details and legalities of those insurance products. The result is people who pay premiums and think they are covered, only to realize later that they are not." Click here to watch the video.
Notary Public Services

We offer the services of a Notary Public and the best kept secret is that these services are free for our valued existing clients. Let us help you take care of all your notary needs.